Sto Building Group 401(k) match, vesting and fees

Plan year 2024 filingStructure Tone Organization 401k Plan · Plan 003 · EIN 81-4302917Updated Oct 2026

What Sto Building Group's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $5.3M in employer contributions, about $2,544 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$192,234
Average account balance
2,114
Participants (end of year)
$402M
Plan assets (end of year)
0.18%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperTransamerica Retirement SolutionsSchedule C ↗
Independent auditorGrassi & Co (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 570 defined-contribution plans in construction with 1,000 to 4,999 participants.

Sto Building Group: employer contribution per participant$2,544
Peer median$2,900
Sto Building Group: average balance$192,234
Peer median$67,876
Sto Building Group: admin expenses ÷ assets0.18%
Peer median0.26%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $389M at the end of plan year 2021 to $402M at the end of plan year 2024.

$389M2021$325M2022$377M2023$402M2024
End-of-year figures from each plan year's Form 5500 filing for the Sto Building Group plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20242,114$402M$5.3M$2,5440.18%Not publishedForm 5500 ↗
20232,151$377M$5.3M$2,4690.19%Not publishedForm 5500 ↗
20222,087$325M$4.8M$2,3240.18%Not publishedForm 5500 ↗
20211,936$389M$4.2M$2,1810.18%Not publishedForm 5500 ↗

Other Sto Building Group plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Structure-Tone, Inc. Pension Plan

Plan 002 · EIN 81-4302917 · plan year 2023 filing
$122,800
Average account balance
700
Participants (end of year)
$86M
Plan assets (end of year)
0.39%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperPrincipal Life Insurance CompanySchedule C ↗
Independent auditorGrassi & Co., Cpa'S P.C (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusPension (defined benefit) · FrozenForm 5500 ↗

Common questions

Does Sto Building Group match 401(k) contributions?

The match terms for the Structure Tone Organization 401k Plan have not been published from its filing yet. The plan year 2024 filing reports $5.3M in employer contributions, about $2,544 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Sto Building Group 401(k) match vested?

The vesting schedule for the Structure Tone Organization 401k Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Sto Building Group 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Transamerica Retirement Solutions. The plan administrator is Sto Building Group, Inc..

I left Sto Building Group. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Sto Building Group, Inc., (212) 251-9258) or the recordkeeper, Transamerica Retirement Solutions. The Sto Building Group old 401(k) page lists the contacts from every plan filing. Find an old Sto Building Group 401(k)

Data from the public Form 5500 annual reports Sto Building Group filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Sto Building Group. Not financial advice. Report a correction · Methodology