Stock Yards Bank & Trust retirement plan: assets, participants and fees
What Stock Yards Bank & Trust's retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Voya Retirement Insurance & Annuity | 2024 Schedule C ↗ |
| Independent auditor | Harding, Shymanski, & Company Psc (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
The recordkeeper is from the plan year 2024 filing, the latest that names one. The other rows are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Stock Yards Bank & Trust: employer contribution per participant | $4,056 | |
| Peer median | $3,266 |
| Stock Yards Bank & Trust: average balance | $149,835 | |
| Peer median | $137,177 |
| Stock Yards Bank & Trust: admin expenses ÷ assets | 0.07% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $138M at the end of plan year 2021 to $185M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,443 | $185M | $5M | $4,056 | 0.07% | Not published | Form 5500 ↗ |
| 2024 | 1,407 | $167M | $4.8M | $4,002 | 0.09% | Not published | Form 5500 ↗ |
| 2023 | 1,455 | $147M | $4.1M | $3,350 | 0.08% | Not published | Form 5500 ↗ |
| 2022 | 1,395 | $140M | $3M | $2,559 | 0.10% | Not published | Form 5500 ↗ |
| 2021 | 927 | $138M | $2.8M | $3,469 | 0.10% | Not published | Form 5500 ↗ |
Other Stock Yards Bank & Trust plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Kentucky Bancshares, Inc. Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Dean Dorton Allen Ford, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Stock Yards Bank & Trust match 401(k) contributions?
The match terms for the Stock Yards Bank & Trust Company 401k and Employee Stock Ownership Plan have not been published from its filing yet. The plan year 2025 filing reports $5M in employer contributions, about $4,056 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Stock Yards Bank & Trust 401(k) match vested?
The vesting schedule for the Stock Yards Bank & Trust Company 401k and Employee Stock Ownership Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Stock Yards Bank & Trust 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Voya Retirement Insurance & Annuity. The plan administrator is Stock Yards Bank & Trust Company.
I left Stock Yards Bank & Trust. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Stock Yards Bank & Trust Company, (502) 625-3755) or the recordkeeper, Voya Retirement Insurance & Annuity. The Stock Yards Bank & Trust old 401(k) page lists the contacts from every plan filing. Find an old Stock Yards Bank & Trust 401(k)
Data from the public Form 5500 annual reports Stock Yards Bank & Trust filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Stock Yards Bank & Trust. Not financial advice. Report a correction · Methodology