Suncor Energy (U.S.A.) 401(k) match, vesting and fees
What Suncor Energy (U.S.A.)'s 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Cbiz Cpas P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 408 defined-contribution plans in manufacturing with 500 to 999 participants.
| Suncor Energy (U.S.A.): employer contribution per participant | $7,906 | |
| Peer median | $2,176 |
| Suncor Energy (U.S.A.): average balance | $297,182 | |
| Peer median | $86,901 |
| Suncor Energy (U.S.A.): admin expenses ÷ assets | 0.03% | |
| Peer median | 0.16% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $177M at the end of plan year 2021 to $230M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 794 | $230M | $6.1M | $7,906 | 0.03% | Not published | Form 5500 ↗ |
| 2024 | 803 | $200M | $5.8M | $7,468 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 739 | $174M | $6.3M | $8,673 | 0.04% | Not published | Form 5500 ↗ |
| 2022 | 724 | $149M | $5.3M | $7,384 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 699 | $177M | $5.3M | $7,652 | 0.04% | Not published | Form 5500 ↗ |
Other Suncor Energy (U.S.A.) plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Suncor Energy US Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Cbiz Cpas P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Suncor Energy (U.S.A.) match 401(k) contributions?
The match terms for the Suncor Energy 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $6.1M in employer contributions, about $7,906 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Suncor Energy (U.S.A.) 401(k) match vested?
The vesting schedule for the Suncor Energy 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Suncor Energy (U.S.A.) 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Suncor Energy (U.S.A.) Inc..
I left Suncor Energy (U.S.A.). How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Suncor Energy (U.S.A.) Inc., (303) 793-8000) or the recordkeeper, Fidelity Investments Institutional. The Suncor Energy (U.S.A.) old 401(k) page lists the contacts from every plan filing. Find an old Suncor Energy (U.S.A.) 401(k)
Data from the public Form 5500 annual reports Suncor Energy (U.S.A.) filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Suncor Energy (U.S.A.). Not financial advice. Report a correction · Methodology