Swirl retirement plan: assets, participants and fees
What Swirl's retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Benefit Plans Admin Services, Inc. | 2023 Schedule C ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Form 5500-SF ↗ |
The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.
How the plan compares
Plan year 2024 medians for 58,980 defined-contribution plans in manufacturing with fewer than 100 participants.
| Swirl: employer contribution per participant | $271 | |
| Peer median | $1,774 |
| Swirl: average balance | $84,753 | |
| Peer median | $61,061 |
| Swirl: admin expenses ÷ assets | 0.53% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $9.2M at the end of plan year 2021 to $7.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 90 | $7.5M | $24K | $271 | 0.53% | Not published | 5500-SF ↗ |
| 2023 | 94 | $7.4M | $19K | $210 | 0.51% | Not published | Form 5500 ↗ |
| 2022 | 125 | $7M | $18K | $148 | 0.53% | Not published | Form 5500 ↗ |
| 2021 | 143 | $9.2M | $35K | $248 | 0.53% | Not published | Form 5500 ↗ |
Other Swirl plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Nestle Puerto Rico Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Ernst & Young U.S. LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Swirl match 401(k) contributions?
The match terms for the Nestle Professional Employees Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $24K in employer contributions, about $271 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Swirl 401(k) match vested?
The vesting schedule for the Nestle Professional Employees Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Swirl 401(k)?
The recordkeeper listed on Schedule C of the plan year 2023 filing is Benefit Plans Admin Services, Inc.. The plan administrator is Swirl Corp..
I left Swirl. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Swirl Corp., (787) 731-4551) or the recordkeeper, Benefit Plans Admin Services, Inc.. The Swirl old 401(k) page lists the contacts from every plan filing. Find an old Swirl 401(k)
Data from the public Form 5500 annual reports Swirl filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Swirl. Not financial advice. Report a correction · Methodology