Testing Holdings USA 401(k) match, vesting and fees
What Testing Holdings USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Melton & Melton, L.L.P. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 26 defined-contribution plans in professional, scientific, and technical services with 10,000 to 49,999 participants.
| Testing Holdings USA: employer contribution per participant | $1,281 | |
| Peer median | $2,298 |
| Testing Holdings USA: average balance | $89,711 | |
| Peer median | $161,446 |
| Testing Holdings USA: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.04% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $744M at the end of plan year 2021 to $920M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 10,785 | $920M | $13.1M | $1,281 | 0.12% | Not published | Form 5500 ↗ |
| 2024 | 10,845 | $811M | $13.1M | $1,262 | 0.12% | Not published | Form 5500 ↗ |
| 2023 | 10,687 | $722M | $11.8M | $1,147 | 0.13% | Not published | Form 5500 ↗ |
| 2022 | 10,647 | $618M | $11.9M | $1,185 | 0.13% | Not published | Form 5500 ↗ |
| 2021 | 10,501 | $744M | $11.6M | $1,171 | 0.15% | Not published | Form 5500 ↗ |
Common questions
Does Testing Holdings USA match 401(k) contributions?
The match terms for the Its USA Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $13.1M in employer contributions, about $1,281 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Testing Holdings USA 401(k) match vested?
The vesting schedule for the Its USA Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Testing Holdings USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Testing Holdings USA, Inc..
I left Testing Holdings USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Testing Holdings USA, Inc., (713) 543-3777) or the recordkeeper, Fidelity Investments Institutional. The Testing Holdings USA old 401(k) page lists the contacts from every plan filing. Find an old Testing Holdings USA 401(k)
Data from the public Form 5500 annual reports Testing Holdings USA filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Testing Holdings USA. Not financial advice. Report a correction · Methodology