American National Bank of Texas 401(k) match, vesting and fees

Plan year 2024 filingThe American National Bank of Texas 401(k) Profit Sharing Plan · Plan 002 · EIN 75-1747054Updated Oct 2026

What American National Bank of Texas' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $1.7M in employer contributions, about $2,879 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$114,980
Average account balance
713
Participants (end of year)
$68.5M
Plan assets (end of year)
0.13%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Ins. Co. of AmericaSchedule C ↗
Independent auditorWhitley Penn LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 658 defined-contribution plans in finance and insurance with 500 to 999 participants.

American National Bank of Texas: employer contribution per participant$2,879
Peer median$2,935
American National Bank of Texas: average balance$114,980
Peer median$92,585
American National Bank of Texas: admin expenses ÷ assets0.13%
Peer median0.15%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $61.8M at the end of plan year 2023 to $68.5M at the end of plan year 2024.

$61.8M2023$68.5M2024
End-of-year figures from each plan year's Form 5500 filing for the American National Bank of Texas plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024713$68.5M$1.7M$2,8790.13%Not publishedForm 5500 ↗
2023692$61.8M$1.6M$2,7890.11%Not publishedForm 5500 ↗

Other American National Bank of Texas plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

The American National Bank of Texas Employee Stock Ownership Plan

Plan 003 · EIN 75-1747054 · plan year 2024 filing
$51,616
Average account balance
716
Participants (end of year)
$34.6M
Plan assets (end of year)
0.26%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorWhitley Penn LLP (unmodified opinion)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does American National Bank of Texas match 401(k) contributions?

The match terms for the The American National Bank of Texas 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $1.7M in employer contributions, about $2,879 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the American National Bank of Texas 401(k) match vested?

The vesting schedule for the The American National Bank of Texas 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the American National Bank of Texas 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Ins. Co. of America. The plan administrator is The American National Bank of Texas.

I left American National Bank of Texas. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (The American National Bank of Texas, (972) 524-3411) or the recordkeeper, Empower Annuity Ins. Co. of America. The American National Bank of Texas old 401(k) page lists the contacts from every plan filing. Find an old American National Bank of Texas 401(k)

Data from the public Form 5500 annual reports American National Bank of Texas filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with American National Bank of Texas. Not financial advice. Report a correction · Methodology