Third Federal Savings and Loan Association of Cleveland 401(k) match, vesting and fees
What Third Federal Savings and Loan Association of Cleveland's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Meaden & Moore Ltd (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Third Federal Savings and Loan Association of Cleveland: employer contribution per participant | $4,106 | |
| Peer median | $3,266 |
| Third Federal Savings and Loan Association of Cleveland: average balance | $209,750 | |
| Peer median | $137,177 |
| Third Federal Savings and Loan Association of Cleveland: admin expenses ÷ assets | 0.11% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $200M at the end of plan year 2021 to $226M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,127 | $226M | $4.4M | $4,106 | 0.11% | Not published | Form 5500 ↗ |
| 2024 | 1,093 | $205M | $3M | $2,802 | 0.11% | Not published | Form 5500 ↗ |
| 2023 | 1,138 | $194M | $4.5M | $4,038 | 0.11% | Not published | Form 5500 ↗ |
| 2022 | 1,173 | $165M | $4.2M | $3,908 | 0.10% | Not published | Form 5500 ↗ |
| 2021 | 1,082 | $200M | $4.2M | $3,966 | 0.12% | Not published | Form 5500 ↗ |
Other Third Federal Savings and Loan Association of Cleveland plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Third Federal Savings Associate Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | 2023 Schedule C ↗ |
| Independent auditor | Meaden & Moore, Ltd. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
The recordkeeper is from the plan year 2023 filing, the latest that names one. The other rows are from the plan year 2024 filing.
Third Federal Savings Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Meaden & Moore, Ltd. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Third Federal Savings and Loan Association of Cleveland match 401(k) contributions?
The match terms for the Third Federal 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $4.4M in employer contributions, about $4,106 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Third Federal Savings and Loan Association of Cleveland 401(k) match vested?
The vesting schedule for the Third Federal 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Third Federal Savings and Loan Association of Cleveland 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Third Federal Savings and Loan Association of Cleveland.
I left Third Federal Savings and Loan Association of Cleveland. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Third Federal Savings and Loan Association of Cleveland, (216) 441-6000) or the recordkeeper, Principal Life Insurance Company. The Third Federal Savings and Loan Association of Cleveland old 401(k) page lists the contacts from every plan filing. Find an old Third Federal Savings and Loan Association of Cleveland 401(k)
Data from the public Form 5500 annual reports Third Federal Savings and Loan Association of Cleveland filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Third Federal Savings and Loan Association of Cleveland. Not financial advice. Report a correction · Methodology