Thrift Holdings 401(k) match, vesting and fees
What Thrift Holdings' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Frankel LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,141 defined-contribution plans in retail trade with 100 to 499 participants.
| Thrift Holdings: employer contribution per participant | $508 | |
| Peer median | $1,216 |
| Thrift Holdings: average balance | $3,279 | |
| Peer median | $50,590 |
| Thrift Holdings: admin expenses ÷ assets | 3.54% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $48K at the end of plan year 2022 to $482K at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 172 | $482K | $75K | $508 | 3.54% | Not published | Form 5500 ↗ |
| 2023 | 155 | $266K | $68K | $500 | 1.90% | Not published | Form 5500 ↗ |
| 2022 | 124 | $48K | — | — | 0.00% | Not published | Form 5500 ↗ |
Common questions
Does Thrift Holdings match 401(k) contributions?
The match terms for the Thrift World 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $75K in employer contributions, about $508 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Thrift Holdings 401(k) match vested?
The vesting schedule for the Thrift World 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Thrift Holdings 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is ADP, Inc.. The plan administrator is Thrift Holdings LLC.
I left Thrift Holdings. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Thrift Holdings LLC, (731) 499-4929) or the recordkeeper, ADP, Inc.. The Thrift Holdings old 401(k) page lists the contacts from every plan filing. Find an old Thrift Holdings 401(k)
Data from the public Form 5500 annual reports Thrift Holdings filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Thrift Holdings. Not financial advice. Report a correction · Methodology