Tom's Food Markets 401(k) match, vesting and fees
What Tom's Food Markets' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mid Atlanitc Trust Company | Schedule C ↗ |
| Independent auditor | Dgn, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 535 defined-contribution plans in administrative, support and waste management services with 100 to 499 participants.
| Tom's Food Markets: employer contribution per participant | $578 | |
| Peer median | $1,445 |
| Tom's Food Markets: average balance | $46,287 | |
| Peer median | $36,074 |
| Tom's Food Markets: admin expenses ÷ assets | 0.63% | |
| Peer median | 0.52% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.7M at the end of plan year 2021 to $5.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 155 | $5.2M | $65K | $578 | 0.63% | Not published | Form 5500 ↗ |
| 2024 | 171 | $4.7M | $81K | $459 | 0.65% | Not published | Form 5500 ↗ |
| 2023 | 150 | $5.1M | $92K | $633 | 0.60% | Not published | Form 5500 ↗ |
| 2022 | 138 | $4.8M | $78K | $566 | 0.58% | Not published | Form 5500 ↗ |
| 2021 | 131 | $5.7M | $78K | $599 | 0.56% | Not published | Form 5500 ↗ |
Common questions
Does Tom's Food Markets match 401(k) contributions?
The match terms for the Tom'S Food Markets, Inc. 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $65K in employer contributions, about $578 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Tom's Food Markets 401(k) match vested?
The vesting schedule for the Tom'S Food Markets, Inc. 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Tom's Food Markets 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Mid Atlanitc Trust Company. The plan administrator is Tom'S Food Markets, Inc..
I left Tom's Food Markets. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Tom'S Food Markets, Inc., (231) 946-4115) or the recordkeeper, Mid Atlanitc Trust Company. The Tom's Food Markets old 401(k) page lists the contacts from every plan filing. Find an old Tom's Food Markets 401(k)
Data from the public Form 5500 annual reports Tom's Food Markets filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Tom's Food Markets. Not financial advice. Report a correction · Methodology