Total Mortgage Services 401(k) match, vesting and fees
What Total Mortgage Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investment Institutional | Schedule C ↗ |
| Independent auditor | Cathedral Cpas and Advisors, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Total Mortgage Services: employer contribution per participant | $304 | |
| Peer median | $2,868 |
| Total Mortgage Services: average balance | $50,704 | |
| Peer median | $95,281 |
| Total Mortgage Services: admin expenses ÷ assets | 0.42% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $11.2M at the end of plan year 2021 to $16M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 480 | $16M | $96K | $304 | 0.42% | Not published | Form 5500 ↗ |
| 2023 | 464 | $12.9M | $211K | $841 | 0.27% | Not published | Form 5500 ↗ |
| 2022 | 422 | $10.3M | $285K | $1,505 | 0.72% | Not published | Form 5500 ↗ |
| 2021 | 465 | $11.2M | $196K | $1,060 | 0.77% | Not published | Form 5500 ↗ |
Common questions
Does Total Mortgage Services match 401(k) contributions?
The match terms for the Total Mortgage Services, LLC 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $96K in employer contributions, about $304 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Total Mortgage Services 401(k) match vested?
The vesting schedule for the Total Mortgage Services, LLC 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Total Mortgage Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investment Institutional. The plan administrator is Total Mortgage Services, L.L.C.
I left Total Mortgage Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Total Mortgage Services, L.L.C, (203) 876-2200) or the recordkeeper, Fidelity Investment Institutional. The Total Mortgage Services old 401(k) page lists the contacts from every plan filing. Find an old Total Mortgage Services 401(k)
Data from the public Form 5500 annual reports Total Mortgage Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Total Mortgage Services. Not financial advice. Report a correction · Methodology