Toward Independent Living and Learning 403(b) match, vesting and fees
What Toward Independent Living and Learning's 403(b) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Stancorp Financial Group | Schedule C ↗ |
| Independent auditor | Withum Smith & Brown, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 2,291 defined-contribution plans in health care and social assistance with 100 to 499 participants.
| Toward Independent Living and Learning: employer contribution per participant | $525 | |
| Peer median | $1,440 |
| Toward Independent Living and Learning: average balance | $45,582 | |
| Peer median | $38,351 |
| Toward Independent Living and Learning: admin expenses ÷ assets | 0.56% | |
| Peer median | 0.47% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8.1M at the end of plan year 2021 to $11.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,016 | $11.1M | $128K | $525 | 0.56% | Not published | Form 5500 ↗ |
| 2024 | 967 | $9.5M | $127K | $534 | 0.65% | Not published | Form 5500 ↗ |
| 2023 | 887 | $8.2M | $124K | $550 | 0.66% | Not published | Form 5500 ↗ |
| 2022 | 862 | $6.8M | $68K | $324 | 0.67% | Not published | Form 5500 ↗ |
| 2021 | 813 | $8.1M | $59K | $317 | 0.66% | Not published | Form 5500 ↗ |
Common questions
Does Toward Independent Living and Learning match 401(k) contributions?
The match terms for the Toward Independent Living and Learning, Inc. Success Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $128K in employer contributions, about $525 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Toward Independent Living and Learning 401(k) match vested?
The vesting schedule for the Toward Independent Living and Learning, Inc. Success Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Toward Independent Living and Learning 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Stancorp Financial Group. The plan administrator is Toward Independent Living and Learning, Inc..
I left Toward Independent Living and Learning. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Toward Independent Living and Learning, Inc., (781) 302-4600) or the recordkeeper, Stancorp Financial Group. The Toward Independent Living and Learning old 401(k) page lists the contacts from every plan filing. Find an old Toward Independent Living and Learning 401(k)
Data from the public Form 5500 annual reports Toward Independent Living and Learning filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Toward Independent Living and Learning. Not financial advice. Report a correction · Methodology