Tower Loan of Mississippi 401(k) match, vesting and fees
What Tower Loan of Mississippi's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Oneamerica Retirement Services LLC | Schedule C ↗ |
| Independent auditor | Carr,riggs & Ingram, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 655 defined-contribution plans in finance and insurance with 500 to 999 participants.
| Tower Loan of Mississippi: employer contribution per participant | $1,435 | |
| Peer median | $2,935 |
| Tower Loan of Mississippi: average balance | $109,868 | |
| Peer median | $92,770 |
| Tower Loan of Mississippi: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.15% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $63M at the end of plan year 2021 to $59.8M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 602 | $59.8M | $780K | $1,435 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 541 | $59.1M | $612K | $1,203 | 0.10% | Not published | Form 5500 ↗ |
| 2022 | 527 | $56M | $766K | $1,547 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 649 | $63M | $956K | $1,555 | 0.03% | Not published | Form 5500 ↗ |
Other Tower Loan of Mississippi plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Tower Loan of Mississippi, LLC Profit Sharing Plan for Managers
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Oneamerica Retirement Services | Schedule C ↗ |
| Independent auditor | Carr,riggs & Ingram, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Common questions
Does Tower Loan of Mississippi match 401(k) contributions?
The match terms for the Tower Loan of Mississippi, LLC 401(k) and Profit Sharing Plan have not been published from its filing yet. The plan year 2024 filing reports $780K in employer contributions, about $1,435 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Tower Loan of Mississippi 401(k) match vested?
The vesting schedule for the Tower Loan of Mississippi, LLC 401(k) and Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Tower Loan of Mississippi 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Oneamerica Retirement Services LLC. The plan administrator is Tower Loan of Mississippi, LLC.
I left Tower Loan of Mississippi. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Tower Loan of Mississippi, LLC, (601) 992-0153) or the recordkeeper, Oneamerica Retirement Services LLC. The Tower Loan of Mississippi old 401(k) page lists the contacts from every plan filing. Find an old Tower Loan of Mississippi 401(k)
Data from the public Form 5500 annual reports Tower Loan of Mississippi filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Tower Loan of Mississippi. Not financial advice. Report a correction · Methodology