Troy Companies 401(k) match, vesting and fees
What Troy Companies' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Life Insurance Company | Schedule C ↗ |
| Independent auditor | Forvis Mazars, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 118 defined-contribution plans in construction with 500 to 999 participants.
| Troy Companies: employer contribution per participant | $3,411 | |
| Peer median | $2,765 |
| Troy Companies: average balance | $52,696 | |
| Peer median | $76,416 |
| Troy Companies: admin expenses ÷ assets | 0.77% | |
| Peer median | 0.24% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $12.5M at the end of plan year 2023 to $27.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 3,725 | $27.8M | $1.8M | $3,411 | 0.77% | Not published | Form 5500 ↗ |
| 2024 | 2,585 | $18.4M | $1.3M | $2,820 | 0.76% | Not published | Form 5500 ↗ |
| 2023 | 3,160 | $12.5M | $1M | $2,503 | 0.87% | Not published | Form 5500 ↗ |
Common questions
Does Troy Companies match 401(k) contributions?
The match terms for the Troy Companies 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $1.8M in employer contributions, about $3,411 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Troy Companies 401(k) match vested?
The vesting schedule for the Troy Companies 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Troy Companies 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock Life Insurance Company. The plan administrator is Troy Companies, LLC.
I left Troy Companies. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Troy Companies, LLC, (281) 437-8214) or the recordkeeper, John Hancock Life Insurance Company. The Troy Companies old 401(k) page lists the contacts from every plan filing. Find an old Troy Companies 401(k)
Data from the public Form 5500 annual reports Troy Companies filed with the U.S. Department of Labor (plan years 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Troy Companies. Not financial advice. Report a correction · Methodology