Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD retirement plan: assets, participants and fees
What Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD's retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Joint Board of Trustees of Iw L568 | Schedule C ↗ |
| Independent auditor | Turnbull, Hoover & Kahl, P.A. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 13 pension plans in construction with 500 to 999 participants.
| Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD: employer contribution per participant | $4,418 | |
| Peer median | $4,705 |
| Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD: average balance | $23,852 | |
| Peer median | $95,471 |
| Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD: admin expenses ÷ assets | 2.49% | |
| Peer median | 0.74% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $29.1M at the end of plan year 2021 to $18.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 759 | $18.1M | $3.4M | $4,418 | 2.49% | Not published | Form 5500 ↗ |
| 2024 | 768 | $18.9M | $3.4M | $4,397 | 2.19% | Not published | Form 5500 ↗ |
| 2023 | 754 | $20.2M | $3.2M | $4,239 | 2.29% | Not published | Form 5500 ↗ |
| 2022 | 763 | $21.4M | $2.7M | $3,498 | 1.59% | Not published | Form 5500 ↗ |
| 2021 | 783 | $29.1M | $3.2M | $4,064 | 1.43% | Not published | Form 5500 ↗ |
Common questions
Does Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD match 401(k) contributions?
The match terms for the Ironworkers-Laborers Pension Plan of Cumberland Md have not been published from its filing yet. The plan year 2025 filing reports $3.4M in employer contributions, about $4,418 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD 401(k) match vested?
The vesting schedule for the Ironworkers-Laborers Pension Plan of Cumberland Md is not in the data published so far. Your Summary Plan Description states it.
Who manages the Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Joint Board of Trustees of Iw L568. The plan administrator is Trustees of Ironworkers-Laborers Pension Plan of Cumberland, Md.
I left Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Trustees of Ironworkers-Laborers Pension Plan of Cumberland, Md, (301) 777-7770) or the recordkeeper, Joint Board of Trustees of Iw L568. The Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD old 401(k) page lists the contacts from every plan filing. Find an old Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD 401(k)
Data from the public Form 5500 annual reports Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Trustees of Ironworkers-Laborers Pension Plan of Cumberland, MD. Not financial advice. Report a correction · Methodology