Tufts Medical Center Physicians Organization 401(k) match, vesting and fees
What Tufts Medical Center Physicians Organization's 401(k) plan says about matching contributions
Plan features
Indented passages are quoted word for word from the audit report; plan terms may have changed since, so check your current Summary Plan Description.
| Loans | Participants may borrow from their accounts up to a maximum equal to the lesser of $50,000 or 50% of their account balance. The maturities of these loans may not exceed five years, unless the loan is used to acquire a principal residence, whereas the term is determined when the loan is granted. Participants are only allowed one outstanding loan at a time. The Plan Administrator may establish a minimum amount for any single loan not to exceed $1,000. The loans are secured by the vested balance in the participant’s account and bear interest at rates which are commensurate with local prevailing rates at the time of issuance, as determined by the Plan Administrator. | Audit report, p. 41 ↗ |
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Aafcpas, Inc. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
All rows are from the plan year 2024 filing; plan features from its audit report.
How the plan compares
Plan year 2024 medians for 1,281 defined-contribution plans in health care and social assistance with 1,000 to 4,999 participants.
| Tufts Medical Center Physicians Organization: employer contribution per participant | $12,634 | |
| Peer median | $1,358 |
| Tufts Medical Center Physicians Organization: average balance | $424,315 | |
| Peer median | $44,442 |
| Tufts Medical Center Physicians Organization: admin expenses ÷ assets | 0.02% | |
| Peer median | 0.21% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $468M at the end of plan year 2021 to $478M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,244 | $478M | $14.2M | $12,634 | 0.02% | Not published | Form 5500 ↗ |
| 2023 | 1,239 | $435M | $12.2M | $11,783 | 0.02% | Not published | Form 5500 ↗ |
| 2022 | 1,284 | $377M | $12.7M | $12,865 | 0.02% | Not published | Form 5500 ↗ |
| 2021 | 1,256 | $468M | $11.8M | $12,866 | 0.02% | Not published | Form 5500 ↗ |
Other Tufts Medical Center Physicians Organization plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Tufts Medical Center Physicians Organization, Inc. 403(b) Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group | Schedule C ↗ |
| Independent auditor | Aafcpas, Inc. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
Common questions
Does Tufts Medical Center Physicians Organization match 401(k) contributions?
The match terms for the Tufts Medical Center Physicians Organization, Inc. 401(a) Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $14.2M in employer contributions, about $12,634 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Tufts Medical Center Physicians Organization 401(k) match vested?
The vesting schedule for the Tufts Medical Center Physicians Organization, Inc. 401(a) Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Tufts Medical Center Physicians Organization 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is The Vanguard Group, Inc.. The plan administrator is Tufts Medical Center Physicians Organization, Inc..
I left Tufts Medical Center Physicians Organization. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Tufts Medical Center Physicians Organization, Inc., (617) 636-4807) or the recordkeeper, The Vanguard Group, Inc.. The Tufts Medical Center Physicians Organization old 401(k) page lists the contacts from every plan filing. Find an old Tufts Medical Center Physicians Organization 401(k)
Data from the public Form 5500 annual reports Tufts Medical Center Physicians Organization filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Tufts Medical Center Physicians Organization. Not financial advice. Report a correction · Methodology