Twin Rivers Paper 401(k) match, vesting and fees
What Twin Rivers Paper's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Chester M. Kearney, PA (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 408 defined-contribution plans in manufacturing with 500 to 999 participants.
| Twin Rivers Paper: employer contribution per participant | $5,063 | |
| Peer median | $2,176 |
| Twin Rivers Paper: average balance | $169,906 | |
| Peer median | $86,901 |
| Twin Rivers Paper: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.16% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $84.8M at the end of plan year 2021 to $89M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 539 | $89M | $2.7M | $5,063 | 0.03% | Not published | Form 5500 ↗ |
| 2024 | 548 | $82M | $2.6M | $5,117 | — | Not published | Form 5500 ↗ |
| 2023 | 517 | $76.5M | $2.4M | $4,802 | — | Not published | Form 5500 ↗ |
| 2022 | 501 | $67.6M | $2.3M | $4,680 | <0.01% | Not published | Form 5500 ↗ |
| 2021 | 489 | $84.8M | $2.3M | $4,808 | 0.03% | Not published | Form 5500 ↗ |
Other Twin Rivers Paper plans (3)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
401(k) Plan for the Employees of Twin Rivers Paper Company LLC Ny Operations
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Chester M. Kearney, PA (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
401(k) Plan for the Non-Bargaining Employees of Twin Rivers Paper Company LLC
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Chester M. Kearney, PA (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Pension Plan for Certain New York and Mississippi Operations of Twin Rivers Paper Company LLC
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Twin Rivers Paper match 401(k) contributions?
The match terms for the Twin Rivers Paper Company LLC Madawaska Hourly 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $2.7M in employer contributions, about $5,063 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Twin Rivers Paper 401(k) match vested?
The vesting schedule for the Twin Rivers Paper Company LLC Madawaska Hourly 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Twin Rivers Paper 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Twin Rivers Paper Company LLC.
I left Twin Rivers Paper. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Twin Rivers Paper Company LLC, (207) 728-3321) or the recordkeeper, Fidelity Investments Institutional. The Twin Rivers Paper old 401(k) page lists the contacts from every plan filing. Find an old Twin Rivers Paper 401(k)
Data from the public Form 5500 annual reports Twin Rivers Paper filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Twin Rivers Paper. Not financial advice. Report a correction · Methodology