Two JS 401(k) match, vesting and fees
What Two JS' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Pcs Retirement LLC | Schedule C ↗ |
| Independent auditor | Smith and Howard (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,141 defined-contribution plans in retail trade with 100 to 499 participants.
| Two JS: employer contribution per participant | $2,484 | |
| Peer median | $1,216 |
| Two JS: average balance | $14,792 | |
| Peer median | $50,590 |
| Two JS: admin expenses ÷ assets | 1.34% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $264K at the end of plan year 2022 to $2.2M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 692 | $2.2M | $373K | $2,484 | 1.34% | Not published | Form 5500 ↗ |
| 2023 | 715 | $1.5M | $303K | $1,930 | 0.92% | Not published | 5500-SF ↗ |
| 2022 | 141 | $264K | $56K | $534 | — | Not published | 5500-SF ↗ |
Common questions
Does Two JS match 401(k) contributions?
The match terms for the Schwazze 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $373K in employer contributions, about $2,484 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Two JS 401(k) match vested?
The vesting schedule for the Schwazze 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Two JS 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Pcs Retirement LLC. The plan administrator is Two Js LLC.
I left Two JS. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Two Js LLC, (303) 371-0387) or the recordkeeper, Pcs Retirement LLC. The Two JS old 401(k) page lists the contacts from every plan filing. Find an old Two JS 401(k)
Data from the public Form 5500 annual reports Two JS filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Two JS. Not financial advice. Report a correction · Methodology