Two Rivers Financial Group 401(k) match, vesting and fees
What Two Rivers Financial Group's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | American Trust Company | Schedule C ↗ |
| Independent auditor | Menke & Company (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 157 defined-contribution plans in management of companies and enterprises with 100 to 499 participants.
| Two Rivers Financial Group: employer contribution per participant | $2,812 | |
| Peer median | $1,900 |
| Two Rivers Financial Group: average balance | $112,341 | |
| Peer median | $90,270 |
| Two Rivers Financial Group: admin expenses ÷ assets | 0.25% | |
| Peer median | 0.26% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $18.8M at the end of plan year 2021 to $23M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 225 | $23M | $576K | $2,812 | 0.25% | Not published | Form 5500 ↗ |
| 2024 | 248 | $23.3M | $579K | $2,508 | 0.24% | Not published | Form 5500 ↗ |
| 2023 | 271 | $23.5M | $630K | $2,500 | 0.32% | Not published | Form 5500 ↗ |
| 2022 | 305 | $16.1M | $603K | $2,017 | 0.16% | Not published | Form 5500 ↗ |
| 2021 | 277 | $18.8M | $579K | $2,152 | 0.26% | Not published | Form 5500 ↗ |
Other Two Rivers Financial Group plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Two Rivers Financial Group Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Menke & Company (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Common questions
Does Two Rivers Financial Group match 401(k) contributions?
The match terms for the Two Rivers Financial Group 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $576K in employer contributions, about $2,812 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Two Rivers Financial Group 401(k) match vested?
The vesting schedule for the Two Rivers Financial Group 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Two Rivers Financial Group 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is American Trust Company. The plan administrator is Two Rivers Financial Group Inc..
I left Two Rivers Financial Group. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Two Rivers Financial Group Inc., (319) 753-9129) or the recordkeeper, American Trust Company. The Two Rivers Financial Group old 401(k) page lists the contacts from every plan filing. Find an old Two Rivers Financial Group 401(k)
Data from the public Form 5500 annual reports Two Rivers Financial Group filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Two Rivers Financial Group. Not financial advice. Report a correction · Methodology