Ucp of Western Massachusetts 401(k) match, vesting and fees
What Ucp of Western Massachusetts' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America | Schedule C ↗ |
| Independent auditor | Adelson & Company PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 2,561 defined-contribution plans in other services with 100 to 499 participants.
| Ucp of Western Massachusetts: employer contribution per participant | $893 | |
| Peer median | $1,803 |
| Ucp of Western Massachusetts: average balance | $15,281 | |
| Peer median | $48,934 |
| Ucp of Western Massachusetts: admin expenses ÷ assets | 0.07% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $868K at the end of plan year 2021 to $2.2M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 155 | $2.2M | $129K | $893 | 0.07% | Not published | Form 5500 ↗ |
| 2023 | 129 | $1.7M | $104K | $805 | 0.11% | Not published | Form 5500 ↗ |
| 2022 | 153 | $1.2M | $77K | $539 | 0.02% | Not published | 5500-SF ↗ |
| 2021 | 119 | $868K | $61K | $551 | 0.15% | Not published | 5500-SF ↗ |
Common questions
Does Ucp of Western Massachusetts match 401(k) contributions?
The match terms for the 403(b) Thrift Plan of Ucp of Western Massachusetts, Inc. have not been published from its filing yet. The plan year 2024 filing reports $129K in employer contributions, about $893 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ucp of Western Massachusetts 401(k) match vested?
The vesting schedule for the 403(b) Thrift Plan of Ucp of Western Massachusetts, Inc. is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ucp of Western Massachusetts 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Mutual of America. The plan administrator is Ucp of Western Massachusetts, Inc..
I left Ucp of Western Massachusetts. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Ucp of Western Massachusetts, Inc., (413) 442-1562) or the recordkeeper, Mutual of America. The Ucp of Western Massachusetts old 401(k) page lists the contacts from every plan filing. Find an old Ucp of Western Massachusetts 401(k)
Data from the public Form 5500 annual reports Ucp of Western Massachusetts filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ucp of Western Massachusetts. Not financial advice. Report a correction · Methodology