Unifund CCR 401(k) match, vesting and fees
What Unifund CCR's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Barnes, Dennig & Co., Ltd. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 22,054 defined-contribution plans in administrative, support and waste management services with fewer than 100 participants.
| Unifund CCR: employer contribution per participant | $2,133 | |
| Peer median | $1,436 |
| Unifund CCR: average balance | $171,365 | |
| Peer median | $30,456 |
| Unifund CCR: admin expenses ÷ assets | 0.34% | |
| Peer median | 0.49% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $16.4M at the end of plan year 2021 to $12.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 71 | $12.2M | $151K | $2,133 | 0.34% | Not published | Form 5500 ↗ |
| 2024 | 84 | $12.5M | $274K | $3,304 | 0.43% | Not published | Form 5500 ↗ |
| 2023 | 146 | $14.8M | $373K | $2,682 | 0.40% | Not published | Form 5500 ↗ |
| 2022 | 124 | $13.8M | $347K | $2,919 | 0.40% | Not published | Form 5500 ↗ |
| 2021 | 123 | $16.4M | $350K | $2,940 | 0.45% | Not published | Form 5500 ↗ |
Common questions
Does Unifund CCR match 401(k) contributions?
The match terms for the Unifund 401(k) Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $151K in employer contributions, about $2,133 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Unifund CCR 401(k) match vested?
The vesting schedule for the Unifund 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Unifund CCR 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company. The plan administrator is Unifund Ccr, LLC.
I left Unifund CCR. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Unifund Ccr, LLC, (513) 246-6110) or the recordkeeper, Empower Annuity Insurance Company. The Unifund CCR old 401(k) page lists the contacts from every plan filing. Find an old Unifund CCR 401(k)
Data from the public Form 5500 annual reports Unifund CCR filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Unifund CCR. Not financial advice. Report a correction · Methodology