Union College 403(b) match, vesting and fees
What Union College's 403(b) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Invest. Instit Oper Co Inc | Schedule C ↗ |
| Independent auditor | Bonadio & Co., LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 441 defined-contribution plans in educational services with 1,000 to 4,999 participants.
| Union College: employer contribution per participant | $2,884 | |
| Peer median | $2,130 |
| Union College: average balance | $194,560 | |
| Peer median | $126,258 |
| Union College: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.07% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $401M at the end of plan year 2021 to $407M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 2,303 | $407M | $6M | $2,884 | 0.03% | Not published | Form 5500 ↗ |
| 2023 | 2,326 | $384M | $5.9M | $2,807 | 0.03% | Not published | Form 5500 ↗ |
| 2022 | 2,316 | $346M | $6.1M | $2,964 | 0.04% | Not published | Form 5500 ↗ |
| 2021 | 2,247 | $401M | $7.5M | $3,781 | 0.04% | Not published | Form 5500 ↗ |
Common questions
Does Union College match 401(k) contributions?
The match terms for the Union College Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $6M in employer contributions, about $2,884 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Union College 401(k) match vested?
The vesting schedule for the Union College Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Union College 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Invest. Instit Oper Co Inc. The plan administrator is Union College.
I left Union College. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Union College, (518) 388-6108) or the recordkeeper, Fidelity Invest. Instit Oper Co Inc. The Union College old 401(k) page lists the contacts from every plan filing. Find an old Union College 401(k)
Data from the public Form 5500 annual reports Union College filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Union College. Not financial advice. Report a correction · Methodology