United Fire & Casualty 401(k) match, vesting and fees
What United Fire & Casualty's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Forvis Mazars, LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 214 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| United Fire & Casualty: employer contribution per participant | $3,074 | |
| Peer median | $3,266 |
| United Fire & Casualty: average balance | $134,340 | |
| Peer median | $137,177 |
| United Fire & Casualty: admin expenses ÷ assets | 0.20% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $166M at the end of plan year 2021 to $167M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,262 | $167M | $3.8M | $3,074 | 0.20% | Not published | Form 5500 ↗ |
| 2024 | 1,295 | $150M | $3.5M | $2,738 | 0.27% | Not published | Form 5500 ↗ |
| 2023 | 1,362 | $151M | $3.8M | $2,821 | 0.19% | Not published | Form 5500 ↗ |
| 2022 | 1,465 | $142M | $3.8M | $2,619 | 0.17% | Not published | Form 5500 ↗ |
| 2021 | 1,420 | $166M | $917K | $652 | 0.11% | Not published | Form 5500 ↗ |
Other United Fire & Casualty plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
United Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does United Fire & Casualty match 401(k) contributions?
The match terms for the United Fire Group 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $3.8M in employer contributions, about $3,074 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the United Fire & Casualty 401(k) match vested?
The vesting schedule for the United Fire Group 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the United Fire & Casualty 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is United Fire & Casualty Company.
I left United Fire & Casualty. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (United Fire & Casualty Company, (319) 399-5798) or the recordkeeper, Principal Life Insurance Company. The United Fire & Casualty old 401(k) page lists the contacts from every plan filing. Find an old United Fire & Casualty 401(k)
Data from the public Form 5500 annual reports United Fire & Casualty filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with United Fire & Casualty. Not financial advice. Report a correction · Methodology