United Heritage Credit Union 401(k) match, vesting and fees
What United Heritage Credit Union's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Tcg Holdings | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| United Heritage Credit Union: employer contribution per participant | $2,687 | |
| Peer median | $2,868 |
| United Heritage Credit Union: average balance | $59,467 | |
| Peer median | $95,281 |
| United Heritage Credit Union: admin expenses ÷ assets | 0.83% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10.1M at the end of plan year 2021 to $10.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 263 | $10.9M | $494K | $2,687 | 0.83% | Not published | Form 5500 ↗ |
| 2023 | 278 | $9.4M | $458K | $2,438 | 0.82% | Not published | Form 5500 ↗ |
| 2022 | 256 | $9.3M | $379K | $2,191 | 0.78% | Not published | Form 5500 ↗ |
| 2021 | 239 | $10.1M | $307K | $1,864 | 0.79% | Not published | Form 5500 ↗ |
Other United Heritage Credit Union plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
United Heritage Credit Union Defined Benefit Plan and Trust
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Tcg Administrators | Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does United Heritage Credit Union match 401(k) contributions?
The match terms for the United Heritage Credit Union Employees' 401k Plan have not been published from its filing yet. The plan year 2024 filing reports $494K in employer contributions, about $2,687 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the United Heritage Credit Union 401(k) match vested?
The vesting schedule for the United Heritage Credit Union Employees' 401k Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the United Heritage Credit Union 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Tcg Holdings. The plan administrator is United Heritage Credit Union.
I left United Heritage Credit Union. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (United Heritage Credit Union, (512) 435-4545) or the recordkeeper, Tcg Holdings. The United Heritage Credit Union old 401(k) page lists the contacts from every plan filing. Find an old United Heritage Credit Union 401(k)
Data from the public Form 5500 annual reports United Heritage Credit Union filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with United Heritage Credit Union. Not financial advice. Report a correction · Methodology