United Materials of Great Falls 401(k) match, vesting and fees

Plan year 2024 filingMontana Contractors Assoc, Inc. 401(k) Retirement Plan & Trust · Plan 003 · EIN 81-0406935Updated Oct 2026

What United Materials of Great Falls' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $95K in employer contributions, about $410 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$36,958
Average account balance
233
Participants (end of year)
$8.6M
Plan assets (end of year)
0.62%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperAdmn Committee, Mt Contractors AssnSchedule C ↗
Independent auditorEide Bailly LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 3,875 defined-contribution plans in construction with 100 to 499 participants.

United Materials of Great Falls: employer contribution per participant$410
Peer median$2,412
United Materials of Great Falls: average balance$36,958
Peer median$61,736
United Materials of Great Falls: admin expenses ÷ assets0.62%
Peer median0.39%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $7.6M at the end of plan year 2023 to $8.6M at the end of plan year 2024.

$7.6M2023$8.6M2024
End-of-year figures from each plan year's Form 5500 filing for the United Materials of Great Falls plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024233$8.6M$95K$4100.62%Not publishedForm 5500 ↗
2023240$7.6M$100K$4150.65%Not publishedForm 5500 ↗

Other United Materials of Great Falls plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Montana Contractors Assoc, Inc. Money Purchase Retirement Plan & Trust

Plan 002 · EIN 81-0406935 · plan year 2024 filing
$66,985
Average account balance
212
Participants (end of year)
$14.2M
Plan assets (end of year)
1.02%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperAdmn Committee, Mt Contractors AssnSchedule C ↗
Independent auditorEide Bailly LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does United Materials of Great Falls match 401(k) contributions?

The match terms for the Montana Contractors Assoc, Inc. 401(k) Retirement Plan & Trust have not been published from its filing yet. The plan year 2024 filing reports $95K in employer contributions, about $410 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the United Materials of Great Falls 401(k) match vested?

The vesting schedule for the Montana Contractors Assoc, Inc. 401(k) Retirement Plan & Trust is not in the data published so far. Your Summary Plan Description states it.

Who manages the United Materials of Great Falls 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Admn Committee, Mt Contractors Assn. The plan administrator is Admin Committee, Montana Contractors Assoc..

I left United Materials of Great Falls. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Admin Committee, Montana Contractors Assoc., (406) 256-9910) or the recordkeeper, Admn Committee, Mt Contractors Assn. The United Materials of Great Falls old 401(k) page lists the contacts from every plan filing. Find an old United Materials of Great Falls 401(k)

Data from the public Form 5500 annual reports United Materials of Great Falls filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with United Materials of Great Falls. Not financial advice. Report a correction · Methodology