United Migrant Opportunity Services Umos 401(k) match, vesting and fees
What United Migrant Opportunity Services Umos' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Alerus Financial, N.A. | Schedule C ↗ |
| Independent auditor | Wegner Cpas (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 54 defined-contribution plans in other services with 1,000 to 4,999 participants.
| United Migrant Opportunity Services Umos: employer contribution per participant | $1,336 | |
| Peer median | $1,949 |
| United Migrant Opportunity Services Umos: average balance | $17,387 | |
| Peer median | $68,107 |
| United Migrant Opportunity Services Umos: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.14% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $17.5M at the end of plan year 2021 to $20M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,218 | $20M | $1.5M | $1,336 | 0.06% | Not published | Form 5500 ↗ |
| 2024 | 1,326 | $18.2M | $1.5M | $1,366 | 0.05% | Not published | Form 5500 ↗ |
| 2023 | 1,282 | $16.1M | $1.4M | $1,341 | 0.03% | Not published | Form 5500 ↗ |
| 2022 | 1,154 | $14.3M | $1.1M | $1,105 | 0.03% | Not published | Form 5500 ↗ |
| 2021 | 1,158 | $17.5M | $537K | $736 | 0.03% | Not published | Form 5500 ↗ |
Common questions
Does United Migrant Opportunity Services Umos match 401(k) contributions?
The match terms for the United Migrant Opportunity Services / Umos, Inc. 401(k) and Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $1.5M in employer contributions, about $1,336 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the United Migrant Opportunity Services Umos 401(k) match vested?
The vesting schedule for the United Migrant Opportunity Services / Umos, Inc. 401(k) and Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the United Migrant Opportunity Services Umos 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Alerus Financial, N.A.. The plan administrator is United Migrant Opportunity Services Umos, Inc..
I left United Migrant Opportunity Services Umos. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (United Migrant Opportunity Services Umos, Inc., (414) 389-6000) or the recordkeeper, Alerus Financial, N.A.. The United Migrant Opportunity Services Umos old 401(k) page lists the contacts from every plan filing. Find an old United Migrant Opportunity Services Umos 401(k)
Data from the public Form 5500 annual reports United Migrant Opportunity Services Umos filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with United Migrant Opportunity Services Umos. Not financial advice. Report a correction · Methodology