Find an old United Refining 401(k)
United Refining Company Incentive Savings Plan for Salaried Employees
United Refining Company · Plan 004 · EIN 25-1411751 · Warren, PA
| Plan administrator | United Refining Company 15 Bradley Street, P.O. Box 780, Warren, PA 16365 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Merrill Lynch, Pierce, Fenner and S | Schedule C ↗ |
| Former employees with balances | 50 separated participants still had money in the plan | Form 5500 ↗ |
United Refining Company Incentive Savings Plan for Hourly Employees
United Refining Company · Plan 006 · EIN 25-1411751 · Warren, PA
| Plan administrator | United Refining Company P.O. Box 780, 15 Bradley Street, Warren, PA 16365-0780 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Merrill Lynch, Pierce, Fenner and S | Schedule C ↗ |
| Former employees with balances | 14 separated participants still had money in the plan | Form 5500 ↗ |
United Refining Company Pension Plan for Hourly Employees
United Refining Company · Plan 001 · EIN 25-1411751 · Warren, PA
| Plan administrator | United Refining Company 15 Bradley Street, Warren, PA 16365 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 0 separated participants still had money in the plan | Form 5500 ↗ |
| Termination | The plan year 2023 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went. | Form 5500 ↗ |
United Refining Company Consolidated Pension Plan
United Refining Company · Plan 002 · EIN 25-1411751 · Warren, PA
| Plan administrator | United Refining Company 15 Bradley Street, Warren, PA 16365 | Form 5500 ↗ |
| Recordkeeper (who holds the accounts) | Not listed on Schedule C (small plans often don't file one) | |
| Former employees with balances | 0 separated participants still had money in the plan | Form 5500 ↗ |
| Termination | The plan year 2024 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went. | Form 5500 ↗ |
United Refining 401(k) match, vesting and fees →
Found it? Your options
| Leave it | Often allowed if your balance is over $7,000. You keep the plan's investments and fees. |
| Move it to your new job's plan | If the new plan accepts roll-ins. Ask the new plan's recordkeeper. |
| Roll it into an IRA | More investment choices, and you control it. A direct rollover avoids withholding and penalties. |
| Cash out | Usually taxed, plus a 10% penalty if you are under 59½. |
General information, not financial or tax advice. Rules depend on your plan and situation.
How to track down the account
- Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
- If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
- Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.
Common questions
How do I find my old United Refining 401(k)?
Contact the plan administrator listed on the plan's Form 5500 filing: United Refining Company, (814) 726-4670. The accounts are held by the recordkeeper, Merrill Lynch, Pierce, Fenner and S. Have your Social Security number and dates of employment ready.
What is the United Refining 401(k) phone number?
The plan administrator phone number on the plan year 2024 filing is (814) 726-4670.
Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with United Refining and does not hold accounts. Not financial advice. Report a correction