United Way for Southeastern Michigan 403(b) match, vesting and fees
What United Way for Southeastern Michigan's 403(b) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Sentinel Benefits Group, LLC | Schedule C ↗ |
| Independent auditor | Plante Moran PLLC (disclaimer opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 403(b) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 942 defined-contribution plans in other services with 100 to 499 participants.
| United Way for Southeastern Michigan: employer contribution per participant | $938 | |
| Peer median | $1,890 |
| United Way for Southeastern Michigan: average balance | $42,636 | |
| Peer median | $56,033 |
| United Way for Southeastern Michigan: admin expenses ÷ assets | 0.64% | |
| Peer median | 0.37% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $9M at the end of plan year 2021 to $11.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 271 | $11.3M | $249K | $938 | 0.64% | Not published | Form 5500 ↗ |
| 2024 | 267 | $9.8M | $268K | $1,006 | 0.67% | Not published | Form 5500 ↗ |
| 2023 | 293 | $9.4M | $274K | $953 | 0.68% | Not published | Form 5500 ↗ |
| 2022 | 295 | $7.6M | $253K | $867 | 0.66% | Not published | Form 5500 ↗ |
| 2021 | 258 | $9M | $207K | $841 | 0.57% | Not published | Form 5500 ↗ |
Other United Way for Southeastern Michigan plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Employee Benefits Plan of United Way of Oakland County
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does United Way for Southeastern Michigan match 401(k) contributions?
The match terms for the 403(b) Thrift Plan for United Way for Southeastern Michigan have not been published from its filing yet. The plan year 2025 filing reports $249K in employer contributions, about $938 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the United Way for Southeastern Michigan 401(k) match vested?
The vesting schedule for the 403(b) Thrift Plan for United Way for Southeastern Michigan is not in the data published so far. Your Summary Plan Description states it.
Who manages the United Way for Southeastern Michigan 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Sentinel Benefits Group, LLC. The plan administrator is United Way for Southeastern Michigan.
I left United Way for Southeastern Michigan. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (United Way for Southeastern Michigan, (313) 226-9200) or the recordkeeper, Sentinel Benefits Group, LLC. The United Way for Southeastern Michigan old 401(k) page lists the contacts from every plan filing. Find an old United Way for Southeastern Michigan 401(k)
Data from the public Form 5500 annual reports United Way for Southeastern Michigan filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with United Way for Southeastern Michigan. Not financial advice. Report a correction · Methodology