United Workers Retirement Plan 401(k) match, vesting and fees
What United Workers Retirement Plan's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Epic Retirement Plan Services | Schedule C ↗ |
| Independent auditor | Lorady Cpa PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2023 medians for 655 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| United Workers Retirement Plan: employer contribution per participant | $313 | |
| Peer median | $2,864 |
| United Workers Retirement Plan: average balance | $4,235 | |
| Peer median | $93,574 |
| United Workers Retirement Plan: admin expenses ÷ assets | 1.68% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.7M at the end of plan year 2022 to $17.6M at the end of plan year 2023.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2023 | 5,836 | $17.6M | $1.3M | $313 | 1.68% | Not published | Form 5500 ↗ |
| 2022 | 419 | $1.7M | $222K | $744 | 0.84% | Not published | Form 5500 ↗ |
Common questions
Does United Workers Retirement Plan match 401(k) contributions?
The match terms for the Retirement4contractors Pooled Employer Plan have not been published from its filing yet. The plan year 2023 filing reports $1.3M in employer contributions, about $313 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the United Workers Retirement Plan 401(k) match vested?
The vesting schedule for the Retirement4contractors Pooled Employer Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the United Workers Retirement Plan 401(k)?
The recordkeeper listed on Schedule C of the plan year 2023 filing is Epic Retirement Plan Services. The plan administrator is United Workers Retirement Plan, Inc..
I left United Workers Retirement Plan. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (United Workers Retirement Plan, Inc., (210) 612-4609) or the recordkeeper, Epic Retirement Plan Services. The United Workers Retirement Plan old 401(k) page lists the contacts from every plan filing. Find an old United Workers Retirement Plan 401(k)
Data from the public Form 5500 annual reports United Workers Retirement Plan filed with the U.S. Department of Labor (plan years 2022 and 2023) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with United Workers Retirement Plan. Not financial advice. Report a correction · Methodology