Unitil 401(k) match, vesting and fees
What Unitil's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Retirement Plan Srvcs | Schedule C ↗ |
| Independent auditor | Bdmp Assurance, LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 16 defined-contribution plans in utilities with 500 to 999 participants.
| Unitil: employer contribution per participant | $6,648 | |
| Peer median | $5,050 |
| Unitil: average balance | $231,102 | |
| Peer median | $160,474 |
| Unitil: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.14% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $143M at the end of plan year 2021 to $178M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 769 | $178M | $5.1M | $6,648 | 0.12% | Not published | Form 5500 ↗ |
| 2024 | 725 | $156M | $4.5M | $6,179 | 0.13% | Not published | Form 5500 ↗ |
| 2023 | 692 | $138M | $4M | $5,789 | 0.16% | Not published | Form 5500 ↗ |
| 2022 | 676 | $120M | $3.5M | $5,148 | 0.07% | Not published | Form 5500 ↗ |
| 2021 | 672 | $143M | $3.3M | $4,970 | 0.05% | Not published | Form 5500 ↗ |
Common questions
Does Unitil match 401(k) contributions?
The match terms for the Unitil Corporation Tax Deferred Savings and Investment Plan have not been published from its filing yet. The plan year 2025 filing reports $5.1M in employer contributions, about $6,648 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Unitil 401(k) match vested?
The vesting schedule for the Unitil Corporation Tax Deferred Savings and Investment Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Unitil 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is John Hancock Retirement Plan Srvcs. The plan administrator is Unitil Corporation.
I left Unitil. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Unitil Corporation, (603) 772-0775) or the recordkeeper, John Hancock Retirement Plan Srvcs. The Unitil old 401(k) page lists the contacts from every plan filing. Find an old Unitil 401(k)
Data from the public Form 5500 annual reports Unitil filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Unitil. Not financial advice. Report a correction · Methodology