University at Buffalo Surgeons 401(k) match, vesting and fees

Plan year 2025 filingUniversity at Buffalo Surgeons, Inc. 403(b) Plan · Plan 003 · EIN 80-0033443Updated Oct 2026

What University at Buffalo Surgeons' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $0 in employer contributions, about $0 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$130,297
Average account balance
178
Participants (end of year)
$12.2M
Plan assets (end of year)
0.41%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 104,026 defined-contribution plans in health care and social assistance with fewer than 100 participants.

University at Buffalo Surgeons: employer contribution per participant$0
Peer median$1,871
University at Buffalo Surgeons: average balance$130,297
Peer median$55,215
University at Buffalo Surgeons: admin expenses ÷ assets0.41%
Peer median0.45%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $6.7M at the end of plan year 2021 to $12.2M at the end of plan year 2025.

$6.7M2021$6.2M2022$8.2M2023$10.4M2024$12.2M2025
End-of-year figures from each plan year's Form 5500 filing for the University at Buffalo Surgeons plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025178$12.2M$0$00.41%Not published5500-SF ↗
2024181$10.4M$0$00.39%Not published5500-SF ↗
2023149$8.2M——0.40%Not published5500-SF ↗
2022142$6.2M$0$00.58%Not publishedForm 5500 ↗
2021143$6.7M$0$00.56%Not publishedForm 5500 ↗

Other University at Buffalo Surgeons plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

University at Buffalo Surgeons, Inc. Retirement Plan

Plan 001 · EIN 80-0033443 · plan year 2024 filing
$222,100
Average account balance
166
Participants (end of year)
$32.6M
Plan assets (end of year)
0.36%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperAt Retirement ServicesSchedule C ↗
Independent auditorChiampou Travis Besaw & Kershner (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusProfit-sharing · ActiveForm 5500 ↗

Common questions

Does University at Buffalo Surgeons match 401(k) contributions?

The match terms for the University at Buffalo Surgeons, Inc. 403(b) Plan have not been published from its filing yet. The plan year 2025 filing reports $0 in employer contributions, about $0 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the University at Buffalo Surgeons 401(k) match vested?

The vesting schedule for the University at Buffalo Surgeons, Inc. 403(b) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the University at Buffalo Surgeons 401(k)?

The filing names Americantcs Fiduciary Services, LLC as plan administrator; it does not list a recordkeeper.

I left University at Buffalo Surgeons. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Americantcs Fiduciary Services, LLC, (877) 514-5600). The University at Buffalo Surgeons old 401(k) page lists the contacts from every plan filing. Find an old University at Buffalo Surgeons 401(k)

Data from the public Form 5500 annual reports University at Buffalo Surgeons filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with University at Buffalo Surgeons. Not financial advice. Report a correction · Methodology