University of the Pacific 403(b) match, vesting and fees

Plan year 2025 filingUniversity of the Pacific Defined Contribution Plan · Plan 001 · EIN 94-1156266Updated Oct 2026

What University of the Pacific's 403(b) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $16.8M in employer contributions, about $3,886 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$209,951
Average account balance
5,276
Participants (end of year)
$910M
Plan assets (end of year)
0.03%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFid Inv Inst Ops CoSchedule C ↗
Independent auditorKPMG LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status403(b) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2025 medians for 93 defined-contribution plans in educational services with 1,000 to 4,999 participants.

University of the Pacific: employer contribution per participant$3,886
Peer median$2,292
University of the Pacific: average balance$209,951
Peer median$144,662
University of the Pacific: admin expenses ÷ assets0.03%
Peer median0.08%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $822M at the end of plan year 2021 to $910M at the end of plan year 2025.

$822M2021$717M2022$812M2023$839M2024$910M2025
End-of-year figures from each plan year's Form 5500 filing for the University of the Pacific plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20255,276$910M$16.8M$3,8860.03%Not publishedForm 5500 ↗
20244,808$839M$15.7M$3,7170.02%Not publishedForm 5500 ↗
20235,056$812M$15.2M$3,7590.02%Not publishedForm 5500 ↗
20224,120$717M$13.7M$3,4650.01%Not publishedForm 5500 ↗
20214,063$822M$6.4M$1,628<0.01%Not publishedForm 5500 ↗

Common questions

Does University of the Pacific match 401(k) contributions?

The match terms for the University of the Pacific Defined Contribution Plan have not been published from its filing yet. The plan year 2025 filing reports $16.8M in employer contributions, about $3,886 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the University of the Pacific 401(k) match vested?

The vesting schedule for the University of the Pacific Defined Contribution Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the University of the Pacific 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Fid Inv Inst Ops Co. The plan administrator is University of the Pacific.

I left University of the Pacific. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (University of the Pacific, (209) 932-3097) or the recordkeeper, Fid Inv Inst Ops Co. The University of the Pacific old 401(k) page lists the contacts from every plan filing. Find an old University of the Pacific 401(k)

Data from the public Form 5500 annual reports University of the Pacific filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with University of the Pacific. Not financial advice. Report a correction · Methodology