Unum Group 401(k) match, vesting and fees
What Unum Group's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Inv. Inst. Ops. Co | Schedule C ↗ |
| Independent auditor | Ernst & Young, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 31 defined-contribution plans in finance and insurance with 10,000 to 49,999 participants.
| Unum Group: employer contribution per participant | $6,296 | |
| Peer median | $4,274 |
| Unum Group: average balance | $225,449 | |
| Peer median | $186,787 |
| Unum Group: admin expenses ÷ assets | 0.07% | |
| Peer median | 0.04% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.2B at the end of plan year 2021 to $2.8B at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 12,564 | $2.8B | $78.4M | $6,296 | 0.07% | Not published | Form 5500 ↗ |
| 2024 | 12,797 | $2.5B | $77.5M | $6,114 | 0.07% | Not published | Form 5500 ↗ |
| 2023 | 12,697 | $2.2B | $74.1M | $5,927 | 0.08% | Not published | Form 5500 ↗ |
| 2022 | 13,017 | $1.8B | $66.2M | $5,169 | 0.09% | Not published | Form 5500 ↗ |
| 2021 | 12,313 | $2.2B | $63.8M | $5,235 | 0.08% | Not published | Form 5500 ↗ |
Other Unum Group plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Unum Group Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Willis Towers Watson US LLC | Schedule C ↗ |
| Independent auditor | Ernst & Young LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Unum Group match 401(k) contributions?
The match terms for the Unum Group 401k Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $78.4M in employer contributions, about $6,296 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Unum Group 401(k) match vested?
The vesting schedule for the Unum Group 401k Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Unum Group 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Inv. Inst. Ops. Co. The plan administrator is Unum Group.
I left Unum Group. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Unum Group, (207) 575-2211) or the recordkeeper, Fidelity Inv. Inst. Ops. Co. The Unum Group old 401(k) page lists the contacts from every plan filing. Find an old Unum Group 401(k)
Data from the public Form 5500 annual reports Unum Group filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Unum Group. Not financial advice. Report a correction · Methodology