Upstate Niagara Cooperative 401(k) match, vesting and fees
What Upstate Niagara Cooperative's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Dopkins & Company LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,619 defined-contribution plans in manufacturing with 1,000 to 4,999 participants.
| Upstate Niagara Cooperative: employer contribution per participant | $3,343 | |
| Peer median | $2,413 |
| Upstate Niagara Cooperative: average balance | $98,849 | |
| Peer median | $86,456 |
| Upstate Niagara Cooperative: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.12% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $88.2M at the end of plan year 2021 to $133M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,405 | $133M | $4.5M | $3,343 | 0.06% | Not published | Form 5500 ↗ |
| 2023 | 1,348 | $121M | $4.2M | $3,223 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 1,404 | $108M | $3.2M | $2,348 | 0.11% | Not published | Form 5500 ↗ |
| 2021 | 1,072 | $88.2M | $2.6M | $3,031 | 0.11% | Not published | Form 5500 ↗ |
Other Upstate Niagara Cooperative plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Upstate Farms Dairy, LLC Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Dopkins & Company LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Common questions
Does Upstate Niagara Cooperative match 401(k) contributions?
The match terms for the Upstate Niagara Cooperative, Inc. Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $4.5M in employer contributions, about $3,343 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Upstate Niagara Cooperative 401(k) match vested?
The vesting schedule for the Upstate Niagara Cooperative, Inc. Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Upstate Niagara Cooperative 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is ADP, Inc.. The plan administrator is Upstate Niagara Cooperative, Inc.
I left Upstate Niagara Cooperative. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Upstate Niagara Cooperative, Inc, (716) 892-3156) or the recordkeeper, ADP, Inc.. The Upstate Niagara Cooperative old 401(k) page lists the contacts from every plan filing. Find an old Upstate Niagara Cooperative 401(k)
Data from the public Form 5500 annual reports Upstate Niagara Cooperative filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Upstate Niagara Cooperative. Not financial advice. Report a correction · Methodology