USA Water retirement plan: assets, participants and fees
What USA Water's retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company O | Schedule C ↗ |
| Independent auditor | Harper & Pearson Company, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 289 defined-contribution plans in utilities with 100 to 499 participants.
| USA Water: employer contribution per participant | $2,622 | |
| Peer median | $3,629 |
| USA Water: average balance | $51,148 | |
| Peer median | $86,045 |
| USA Water: admin expenses ÷ assets | 0.41% | |
| Peer median | 0.26% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $10.2M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 463 | $10.2M | $524K | $2,622 | 0.41% | Not published | Form 5500 ↗ |
Common questions
Does USA Water match 401(k) contributions?
The match terms for the USA Water 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $524K in employer contributions, about $2,622 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the USA Water 401(k) match vested?
The vesting schedule for the USA Water 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the USA Water 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company O. The plan administrator is USA Water, LLC.
I left USA Water. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (USA Water, LLC, (832) 490-1504) or the recordkeeper, Empower Annuity Insurance Company O. The USA Water old 401(k) page lists the contacts from every plan filing. Find an old USA Water 401(k)
Data from the public Form 5500 annual reports USA Water filed with the U.S. Department of Labor (plan years 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with USA Water. Not financial advice. Report a correction · Methodology