Utica Mutual Insurance 401(k) match, vesting and fees
What Utica Mutual Insurance's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Grant Thornton (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 673 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Utica Mutual Insurance: employer contribution per participant | $4,584 | |
| Peer median | $2,966 |
| Utica Mutual Insurance: average balance | $176,086 | |
| Peer median | $104,792 |
| Utica Mutual Insurance: admin expenses ÷ assets | 0.10% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $323M at the end of plan year 2021 to $348M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,994 | $348M | $9.1M | $4,584 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 1,995 | $321M | $8.4M | $4,276 | 0.13% | Not published | Form 5500 ↗ |
| 2022 | 1,914 | $278M | $6.5M | $3,454 | 0.11% | Not published | Form 5500 ↗ |
| 2021 | 1,854 | $323M | $5.7M | $3,130 | 0.09% | Not published | Form 5500 ↗ |
Other Utica Mutual Insurance plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Retirement Income Plan of Utica Mutual Insurance Company
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock | Schedule C ↗ |
| Independent auditor | Grant Thornton (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Utica Mutual Insurance match 401(k) contributions?
The match terms for the Utica Mutual Insurance Company Employee Profit Sharing and Investment Plan have not been published from its filing yet. The plan year 2024 filing reports $9.1M in employer contributions, about $4,584 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Utica Mutual Insurance 401(k) match vested?
The vesting schedule for the Utica Mutual Insurance Company Employee Profit Sharing and Investment Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Utica Mutual Insurance 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is The Vanguard Group, Inc.. The plan administrator is Utica Mutual Insurance Company.
I left Utica Mutual Insurance. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Utica Mutual Insurance Company, (315) 734-2000) or the recordkeeper, The Vanguard Group, Inc.. The Utica Mutual Insurance old 401(k) page lists the contacts from every plan filing. Find an old Utica Mutual Insurance 401(k)
Data from the public Form 5500 annual reports Utica Mutual Insurance filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Utica Mutual Insurance. Not financial advice. Report a correction · Methodology