Utility/Keystone Trailer Sales 401(k) match, vesting and fees
What Utility/Keystone Trailer Sales' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fulton Bank N.A | Schedule C ↗ |
| Independent auditor | Simon Lever (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.
| Utility/Keystone Trailer Sales: employer contribution per participant | $1,916 | |
| Peer median | $1,247 |
| Utility/Keystone Trailer Sales: average balance | $109,347 | |
| Peer median | $56,979 |
| Utility/Keystone Trailer Sales: admin expenses ÷ assets | 0.38% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10.9M at the end of plan year 2021 to $16.7M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 165 | $16.7M | $293K | $1,916 | 0.38% | Not published | Form 5500 ↗ |
| 2024 | 160 | $13.5M | $280K | $1,867 | 0.41% | Not published | Form 5500 ↗ |
| 2023 | 158 | $11.8M | $280K | $1,890 | 0.45% | Not published | Form 5500 ↗ |
| 2022 | 158 | $10M | $273K | $1,784 | 0.53% | Not published | Form 5500 ↗ |
| 2021 | 142 | $10.9M | $237K | $1,683 | 0.47% | Not published | 5500-SF ↗ |
Common questions
Does Utility/Keystone Trailer Sales match 401(k) contributions?
The match terms for the Utility/Keystone Trailer Sales, Inc. 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $293K in employer contributions, about $1,916 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Utility/Keystone Trailer Sales 401(k) match vested?
The vesting schedule for the Utility/Keystone Trailer Sales, Inc. 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Utility/Keystone Trailer Sales 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fulton Bank N.A. The plan administrator is Utility/Keystone Trailer Sales, Inc.
I left Utility/Keystone Trailer Sales. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Utility/Keystone Trailer Sales, Inc, (717) 653-9444) or the recordkeeper, Fulton Bank N.A. The Utility/Keystone Trailer Sales old 401(k) page lists the contacts from every plan filing. Find an old Utility/Keystone Trailer Sales 401(k)
Data from the public Form 5500 annual reports Utility/Keystone Trailer Sales filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Utility/Keystone Trailer Sales. Not financial advice. Report a correction · Methodology