Vaco Holdings 401(k) match, vesting and fees
What Vaco Holdings' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 277 defined-contribution plans in administrative, support and waste management services with 1,000 to 4,999 participants.
| Vaco Holdings: employer contribution per participant | $317 | |
| Peer median | $1,484 |
| Vaco Holdings: average balance | $54,222 | |
| Peer median | $40,329 |
| Vaco Holdings: admin expenses ÷ assets | 0.22% | |
| Peer median | 0.34% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $140M at the end of plan year 2021 to $220M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 7,701 | $220M | $1.3M | $317 | 0.22% | Not published | Form 5500 ↗ |
| 2023 | 7,236 | $182M | $1.9M | $512 | 0.27% | Not published | Form 5500 ↗ |
| 2022 | 8,054 | $138M | $2.3M | $707 | 0.22% | Not published | Form 5500 ↗ |
| 2021 | 7,290 | $140M | $1.5M | $570 | 0.27% | Not published | Form 5500 ↗ |
Common questions
Does Vaco Holdings match 401(k) contributions?
The match terms for the Vaco 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $1.3M in employer contributions, about $317 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Vaco Holdings 401(k) match vested?
The vesting schedule for the Vaco 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Vaco Holdings 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is Vaco Holdings, LLC.
I left Vaco Holdings. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Vaco Holdings, LLC, (615) 324-8226) or the recordkeeper, Fidelity Investments Institutional. The Vaco Holdings old 401(k) page lists the contacts from every plan filing. Find an old Vaco Holdings 401(k)
Data from the public Form 5500 annual reports Vaco Holdings filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Vaco Holdings. Not financial advice. Report a correction · Methodology