Valley Motors 401(k) match, vesting and fees
What Valley Motors' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Atherton and Associates (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 45,240 defined-contribution plans in retail trade with fewer than 100 participants.
| Valley Motors: employer contribution per participant | $1,817 | |
| Peer median | $1,441 |
| Valley Motors: average balance | $88,538 | |
| Peer median | $47,299 |
| Valley Motors: admin expenses ÷ assets | 0.40% | |
| Peer median | 0.46% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $6.8M at the end of plan year 2021 to $8.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 215 | $8.7M | $178K | $1,817 | 0.40% | Not published | Form 5500 ↗ |
| 2023 | 209 | $7.6M | $155K | $1,563 | 0.38% | Not published | Form 5500 ↗ |
| 2022 | 214 | $6.5M | $146K | $1,585 | 0.37% | Not published | Form 5500 ↗ |
| 2021 | 177 | $6.8M | $123K | $1,409 | 0.34% | Not published | Form 5500 ↗ |
Common questions
Does Valley Motors match 401(k) contributions?
The match terms for the Fitzpatrick Dealership Group 401(k) Plan and Trust have not been published from its filing yet. The plan year 2024 filing reports $178K in employer contributions, about $1,817 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Valley Motors 401(k) match vested?
The vesting schedule for the Fitzpatrick Dealership Group 401(k) Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Valley Motors 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is Valley Motors, Inc..
I left Valley Motors. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Valley Motors, Inc., (209) 575-3987) or the recordkeeper, Empower Annuity Insurance Company. The Valley Motors old 401(k) page lists the contacts from every plan filing. Find an old Valley Motors 401(k)
Data from the public Form 5500 annual reports Valley Motors filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Valley Motors. Not financial advice. Report a correction · Methodology