Vetter Stone 401(k) match, vesting and fees
What Vetter Stone's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Voya Retirement Insurance and Annui | 2024 Schedule C ↗ |
| Independent auditor | Cliftonlarsonallen LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
The recordkeeper is from the plan year 2024 filing, the latest that names one. The other rows are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 117 defined-contribution plans in mining, quarrying, and oil and gas extraction with 100 to 499 participants.
| Vetter Stone: employer contribution per participant | $1,277 | |
| Peer median | $3,252 |
| Vetter Stone: average balance | $77,754 | |
| Peer median | $62,338 |
| Vetter Stone: admin expenses ÷ assets | 0.43% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $12.9M at the end of plan year 2021 to $10.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 144 | $10.3M | $170K | $1,277 | 0.43% | Not published | Form 5500 ↗ |
| 2024 | 171 | $10M | $143K | $911 | 0.29% | Not published | Form 5500 ↗ |
| 2023 | 169 | $10.2M | $147K | $941 | 0.55% | Not published | Form 5500 ↗ |
| 2022 | 166 | $10.1M | $128K | $826 | 0.43% | Not published | Form 5500 ↗ |
| 2021 | 159 | $12.9M | $122K | $812 | 0.17% | Not published | Form 5500 ↗ |
Common questions
Does Vetter Stone match 401(k) contributions?
The match terms for the Vetter Stone Companies Employee Savings & Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $170K in employer contributions, about $1,277 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Vetter Stone 401(k) match vested?
The vesting schedule for the Vetter Stone Companies Employee Savings & Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Vetter Stone 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Voya Retirement Insurance and Annui. The plan administrator is Vetter Stone Company.
I left Vetter Stone. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Vetter Stone Company, (507) 345-4568) or the recordkeeper, Voya Retirement Insurance and Annui. The Vetter Stone old 401(k) page lists the contacts from every plan filing. Find an old Vetter Stone 401(k)
Data from the public Form 5500 annual reports Vetter Stone filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Vetter Stone. Not financial advice. Report a correction · Methodology