Vistra Operations 401(k) match, vesting and fees
What Vistra Operations' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fid Inst Ops Co | Schedule C ↗ |
| Independent auditor | Mcconnell & Jones, LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 35 defined-contribution plans in management of companies and enterprises with 5,000 to 9,999 participants.
| Vistra Operations: employer contribution per participant | $4,098 | |
| Peer median | $2,915 |
| Vistra Operations: average balance | $239,410 | |
| Peer median | $131,844 |
| Vistra Operations: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.06% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.5B at the end of plan year 2023 to $2.4B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 9,986 | $2.4B | $40.2M | $4,098 | 0.03% | Not published | Form 5500 ↗ |
| 2023 | 7,829 | $1.5B | $37.8M | $4,921 | 0.03% | Not published | Form 5500 ↗ |
Other Vistra Operations plans (3)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Energy Harbor Pension Plan for Collectively Bargained Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Bober, Markey, Fedorovich & Company (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Vistra Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Mcconnell & Jones, LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Dynegy Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Mcconnell & Jones, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Vistra Operations match 401(k) contributions?
The match terms for the Vistra Thrift Plan have not been published from its filing yet. The plan year 2024 filing reports $40.2M in employer contributions, about $4,098 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Vistra Operations 401(k) match vested?
The vesting schedule for the Vistra Thrift Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Vistra Operations 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fid Inst Ops Co. The plan administrator is Vistra Operations Company LLC.
I left Vistra Operations. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Vistra Operations Company LLC, (214) 812-4600) or the recordkeeper, Fid Inst Ops Co. The Vistra Operations old 401(k) page lists the contacts from every plan filing. Find an old Vistra Operations 401(k)
Data from the public Form 5500 annual reports Vistra Operations filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Vistra Operations. Not financial advice. Report a correction · Methodology