Voya Retirement Insurance and Annuity 401(k) match, vesting and fees
What Voya Retirement Insurance and Annuity's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Voya Retirement Insurance & Annuity | Schedule C ↗ |
| Independent auditor | Mitchell Titus (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Voya Retirement Insurance and Annuity: employer contribution per participant | $2,640 | |
| Peer median | $3,122 |
| Voya Retirement Insurance and Annuity: average balance | $390,924 | |
| Peer median | $111,687 |
| Voya Retirement Insurance and Annuity: admin expenses ÷ assets | <0.01% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $168M at the end of plan year 2021 to $182M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 487 | $182M | $1.2M | $2,640 | <0.01% | Not published | Form 5500 ↗ |
| 2024 | 473 | $169M | $1.2M | $2,619 | <0.01% | Not published | Form 5500 ↗ |
| 2023 | 493 | $156M | $1.2M | $2,475 | <0.01% | Not published | Form 5500 ↗ |
| 2022 | 524 | $138M | $1.2M | $2,464 | <0.01% | Not published | Form 5500 ↗ |
| 2021 | 525 | $168M | $1.3M | $2,486 | <0.01% | Not published | Form 5500 ↗ |
Common questions
Does Voya Retirement Insurance and Annuity match 401(k) contributions?
The match terms for the Voya 401(k) Plan for Vriac Agents have not been published from its filing yet. The plan year 2025 filing reports $1.2M in employer contributions, about $2,640 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Voya Retirement Insurance and Annuity 401(k) match vested?
The vesting schedule for the Voya 401(k) Plan for Vriac Agents is not in the data published so far. Your Summary Plan Description states it.
Who manages the Voya Retirement Insurance and Annuity 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Voya Retirement Insurance & Annuity. The plan administrator is Voya Retirement Insurance and Annuity Company.
I left Voya Retirement Insurance and Annuity. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Voya Retirement Insurance and Annuity Company, (800) 555-1899) or the recordkeeper, Voya Retirement Insurance & Annuity. The Voya Retirement Insurance and Annuity old 401(k) page lists the contacts from every plan filing. Find an old Voya Retirement Insurance and Annuity 401(k)
Data from the public Form 5500 annual reports Voya Retirement Insurance and Annuity filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Voya Retirement Insurance and Annuity. Not financial advice. Report a correction · Methodology