VSC Synapse 401(k) match, vesting and fees
What VSC Synapse's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | American Trust | Schedule C ↗ |
| Independent auditor | Crowe LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.
| VSC Synapse: employer contribution per participant | $2,114 | |
| Peer median | $1,847 |
| VSC Synapse: average balance | $50,162 | |
| Peer median | $65,512 |
| VSC Synapse: admin expenses ÷ assets | 0.86% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $7.4M at the end of plan year 2023 to $9.7M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 261 | $9.7M | $408K | $2,114 | 0.86% | Not published | Form 5500 ↗ |
| 2023 | 255 | $7.4M | $507K | $2,803 | 1.05% | Not published | Form 5500 ↗ |
Common questions
Does VSC Synapse match 401(k) contributions?
The match terms for the Vsc Synapse LLC Salary Saving Plan have not been published from its filing yet. The plan year 2024 filing reports $408K in employer contributions, about $2,114 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the VSC Synapse 401(k) match vested?
The vesting schedule for the Vsc Synapse LLC Salary Saving Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the VSC Synapse 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is American Trust. The plan administrator is Vsc Synapse LLC.
I left VSC Synapse. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Vsc Synapse LLC, (903) 366-0300) or the recordkeeper, American Trust. The VSC Synapse old 401(k) page lists the contacts from every plan filing. Find an old VSC Synapse 401(k)
Data from the public Form 5500 annual reports VSC Synapse filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with VSC Synapse. Not financial advice. Report a correction · Methodology