W.E. Bowers and Associates 401(k) match, vesting and fees

Plan year 2025 filingW.E. Bowers & Associates Union Retirement Plan · Plan 001 · EIN 52-1339598Updated Oct 2026

What W.E. Bowers and Associates' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The filing does not report employer contributions. Plan year 2025 Form 5500 ↗
$58,527
Average account balance
1,310
Participants (end of year)
$26M
Plan assets (end of year)
0.42%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperADP, Inc.Schedule C ↗
Independent auditorFaw Casson & Co. LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,392 defined-contribution plans in construction with 100 to 499 participants.

W.E. Bowers and Associates: employer contribution per participant—
Peer median$2,501
W.E. Bowers and Associates: average balance$58,527
Peer median$71,471
W.E. Bowers and Associates: admin expenses ÷ assets0.42%
Peer median0.39%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $17.9M at the end of plan year 2021 to $26M at the end of plan year 2025.

$17.9M2021$16.8M2022$19.7M2023$21.8M2024$26M2025
End-of-year figures from each plan year's Form 5500 filing for the W.E. Bowers and Associates plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20251,310$26M——0.42%Not publishedForm 5500 ↗
2024984$21.8M——0.48%Not publishedForm 5500 ↗
20231,029$19.7M——0.54%Not publishedForm 5500 ↗
20221,057$16.8M——0.49%Not publishedForm 5500 ↗
20211,089$17.9M——0.48%Not publishedForm 5500 ↗

Other W.E. Bowers and Associates plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

W.E. Bowers & Associates Non-Union Retirement Plan

Plan 002 · EIN 52-1339598 · plan year 2025 filing
$159,773
Average account balance
223
Participants (end of year)
$35.6M
Plan assets (end of year)
0.21%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperMerrill Lynch Pierce Fenner & SmithSchedule C ↗
Independent auditorFaw Casson & Co. LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

Common questions

Does W.E. Bowers and Associates match 401(k) contributions?

The match terms for the W.E. Bowers & Associates Union Retirement Plan have not been published from its filing yet.

When is the W.E. Bowers and Associates 401(k) match vested?

The vesting schedule for the W.E. Bowers & Associates Union Retirement Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the W.E. Bowers and Associates 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is ADP, Inc.. The plan administrator is W.E. Bowers and Associates, Inc..

I left W.E. Bowers and Associates. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (W.E. Bowers and Associates, Inc., (301) 419-2488) or the recordkeeper, ADP, Inc.. The W.E. Bowers and Associates old 401(k) page lists the contacts from every plan filing. Find an old W.E. Bowers and Associates 401(k)

Data from the public Form 5500 annual reports W.E. Bowers and Associates filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with W.E. Bowers and Associates. Not financial advice. Report a correction · Methodology