Welch Senior Living 401(k) match, vesting and fees
What Welch Senior Living's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Heritage Pension Services, Inc | Schedule C ↗ |
| Independent auditor | Caron & Bletzer PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 2,291 defined-contribution plans in health care and social assistance with 100 to 499 participants.
| Welch Senior Living: employer contribution per participant | $278 | |
| Peer median | $1,440 |
| Welch Senior Living: average balance | $42,605 | |
| Peer median | $38,351 |
| Welch Senior Living: admin expenses ÷ assets | 0.85% | |
| Peer median | 0.47% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $13.1M at the end of plan year 2021 to $13M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 557 | $13M | $85K | $278 | 0.85% | Not published | Form 5500 ↗ |
| 2024 | 618 | $12.3M | $78K | $250 | 0.87% | Not published | Form 5500 ↗ |
| 2023 | 579 | $11.3M | $74K | $248 | 0.84% | Not published | Form 5500 ↗ |
| 2022 | 579 | $10.2M | $70K | $244 | 0.79% | Not published | Form 5500 ↗ |
| 2021 | 522 | $13.1M | $82K | $298 | 0.82% | Not published | Form 5500 ↗ |
Common questions
Does Welch Senior Living match 401(k) contributions?
The match terms for the Welch Senior Living, LLC Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $85K in employer contributions, about $278 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Welch Senior Living 401(k) match vested?
The vesting schedule for the Welch Senior Living, LLC Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Welch Senior Living 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Heritage Pension Services, Inc. The plan administrator is Welch Senior Living, LLC.
I left Welch Senior Living. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Welch Senior Living, LLC, (781) 878-6700) or the recordkeeper, Heritage Pension Services, Inc. The Welch Senior Living old 401(k) page lists the contacts from every plan filing. Find an old Welch Senior Living 401(k)
Data from the public Form 5500 annual reports Welch Senior Living filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Welch Senior Living. Not financial advice. Report a correction · Methodology