West Bay Residential Services 401(k) match, vesting and fees
What West Bay Residential Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Mutual of America Investment Corp | Schedule C ↗ |
| Independent auditor | Cbiz Cpas P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 7,678 defined-contribution plans in health care and social assistance with 100 to 499 participants.
| West Bay Residential Services: employer contribution per participant | $890 | |
| Peer median | $1,468 |
| West Bay Residential Services: average balance | $57,564 | |
| Peer median | $37,786 |
| West Bay Residential Services: admin expenses ÷ assets | 0.02% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8.7M at the end of plan year 2021 to $12M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 462 | $12M | $186K | $890 | 0.02% | Not published | Form 5500 ↗ |
| 2023 | 492 | $11.6M | $170K | $724 | 0.02% | Not published | Form 5500 ↗ |
| 2022 | 474 | $10.1M | $155K | $738 | 0.03% | Not published | Form 5500 ↗ |
| 2021 | 435 | $8.7M | $143K | $709 | 0.02% | Not published | Form 5500 ↗ |
Common questions
Does West Bay Residential Services match 401(k) contributions?
The match terms for the 401(k) Profit Sharing Plan for Employees of West Bay Residential Services, Inc. have not been published from its filing yet. The plan year 2024 filing reports $186K in employer contributions, about $890 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the West Bay Residential Services 401(k) match vested?
The vesting schedule for the 401(k) Profit Sharing Plan for Employees of West Bay Residential Services, Inc. is not in the data published so far. Your Summary Plan Description states it.
Who manages the West Bay Residential Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Mutual of America Investment Corp. The plan administrator is West Bay Residential Services,.
I left West Bay Residential Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (West Bay Residential Services,, (401) 738-9300) or the recordkeeper, Mutual of America Investment Corp. The West Bay Residential Services old 401(k) page lists the contacts from every plan filing. Find an old West Bay Residential Services 401(k)
Data from the public Form 5500 annual reports West Bay Residential Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with West Bay Residential Services. Not financial advice. Report a correction · Methodology