West Gaines Seed retirement plan: assets, participants and fees

Plan year 2025 filingWgs 401(k) Plan · Plan 001 · EIN 75-2567012Updated Oct 2026

What West Gaines Seed's retirement plan plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $381K in employer contributions, about $2,662 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$122,467
Average account balance
182
Participants (end of year)
$17.5M
Plan assets (end of year)
0.48%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance Company OSchedule C ↗
Independent auditorPricekubecka (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusProfit-sharing · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 197 defined-contribution plans in agriculture, forestry, fishing and hunting with 100 to 499 participants.

West Gaines Seed: employer contribution per participant$2,662
Peer median$2,013
West Gaines Seed: average balance$122,467
Peer median$66,282
West Gaines Seed: admin expenses ÷ assets0.48%
Peer median0.36%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $15M at the end of plan year 2021 to $17.5M at the end of plan year 2025.

$15M2021$12.6M2022$14.1M2023$14.8M2024$17.5M2025
End-of-year figures from each plan year's Form 5500 filing for the West Gaines Seed plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025182$17.5M$381K$2,6620.48%Not publishedForm 5500 ↗
2024216$14.8M$369K$2,1460.10%Not publishedForm 5500 ↗
2023234$14.1M$417K$2,1370.70%Not publishedForm 5500 ↗
2022260$12.6M$478K$2,2860.71%Not publishedForm 5500 ↗
2021269$15M$508K$2,4090.72%Not publishedForm 5500 ↗

Common questions

Does West Gaines Seed match 401(k) contributions?

The match terms for the Wgs 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $381K in employer contributions, about $2,662 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the West Gaines Seed 401(k) match vested?

The vesting schedule for the Wgs 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the West Gaines Seed 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is West Gaines Seed, Inc..

I left West Gaines Seed. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (West Gaines Seed, Inc., (806) 698-0282) or the recordkeeper, Empower Annuity Insurance Company O. The West Gaines Seed old 401(k) page lists the contacts from every plan filing. Find an old West Gaines Seed 401(k)

Data from the public Form 5500 annual reports West Gaines Seed filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with West Gaines Seed. Not financial advice. Report a correction · Methodology