West Point Optical 401(k) match, vesting and fees
What West Point Optical's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Bennett Thrasher (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.
| West Point Optical: employer contribution per participant | $2 | |
| Peer median | $1,247 |
| West Point Optical: average balance | $12,152 | |
| Peer median | $56,979 |
| West Point Optical: admin expenses ÷ assets | 0.90% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $1.5M at the end of plan year 2022 to $4.8M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 510 | $4.8M | $759 | $2 | 0.90% | Not published | Form 5500 ↗ |
| 2024 | 477 | $3.7M | — | — | 1.49% | Not published | Form 5500 ↗ |
| 2023 | 420 | $2.7M | — | — | 1.16% | Not published | Form 5500 ↗ |
| 2022 | 443 | $1.5M | — | — | 0.94% | Not published | Form 5500 ↗ |
Common questions
Does West Point Optical match 401(k) contributions?
The match terms for the West Point Optical, LLC Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $759 in employer contributions, about $2 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the West Point Optical 401(k) match vested?
The vesting schedule for the West Point Optical, LLC Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the West Point Optical 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is ADP, Inc.. The plan administrator is West Point Optical, LLC.
I left West Point Optical. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (West Point Optical, LLC, (513) 445-9066) or the recordkeeper, ADP, Inc.. The West Point Optical old 401(k) page lists the contacts from every plan filing. Find an old West Point Optical 401(k)
Data from the public Form 5500 annual reports West Point Optical filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with West Point Optical. Not financial advice. Report a correction · Methodology