Westamerica Bancorporation 401(k) match, vesting and fees
What Westamerica Bancorporation's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Crowe LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 208 defined-contribution plans in finance and insurance with 500 to 999 participants.
| Westamerica Bancorporation: employer contribution per participant | $1,424 | |
| Peer median | $3,090 |
| Westamerica Bancorporation: average balance | $98,600 | |
| Peer median | $119,169 |
| Westamerica Bancorporation: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $69.9M at the end of plan year 2021 to $66.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 903 | $66.5M | $960K | $1,424 | 0.04% | Not published | Form 5500 ↗ |
| 2024 | 906 | $64.1M | $1M | $1,456 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 920 | $61.4M | $868K | $1,200 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 912 | $54.9M | $943K | $1,285 | 0.05% | Not published | Form 5500 ↗ |
| 2021 | 960 | $69.9M | $1M | $1,313 | 0.04% | Not published | Form 5500 ↗ |
Other Westamerica Bancorporation plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Westamerica Bancorporation Tax-Deferred Profit Sharing Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Crowe LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Profit-sharing · Active | Form 5500 ↗ |
Common questions
Does Westamerica Bancorporation match 401(k) contributions?
The match terms for the Westamerica Bancorporation Tax Deferred Savings/ Retirement Plan (Esop) have not been published from its filing yet. The plan year 2025 filing reports $960K in employer contributions, about $1,424 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Westamerica Bancorporation 401(k) match vested?
The vesting schedule for the Westamerica Bancorporation Tax Deferred Savings/ Retirement Plan (Esop) is not in the data published so far. Your Summary Plan Description states it.
Who manages the Westamerica Bancorporation 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is The Vanguard Group, Inc.. The plan administrator is Westamerica Bancorporation.
I left Westamerica Bancorporation. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Westamerica Bancorporation, (707) 863-6019) or the recordkeeper, The Vanguard Group, Inc.. The Westamerica Bancorporation old 401(k) page lists the contacts from every plan filing. Find an old Westamerica Bancorporation 401(k)
Data from the public Form 5500 annual reports Westamerica Bancorporation filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Westamerica Bancorporation. Not financial advice. Report a correction · Methodology