Western and Southern Life Insurance 401(k) match, vesting and fees
What Western and Southern Life Insurance's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Clark Schaeffer Hackett (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 673 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Western and Southern Life Insurance: employer contribution per participant | $1,766 | |
| Peer median | $2,966 |
| Western and Southern Life Insurance: average balance | $136,187 | |
| Peer median | $104,792 |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $504M at the end of plan year 2021 to $575M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 4,524 | $575M | $7.5M | $1,766 | — | Not published | Form 5500 ↗ |
| 2023 | 4,347 | $500M | $7.1M | $1,674 | <0.01% | Not published | Form 5500 ↗ |
| 2022 | 4,276 | $418M | $6.5M | $1,543 | 0.07% | Not published | Form 5500 ↗ |
| 2021 | 4,392 | $504M | $4.7M | $1,093 | 0.08% | Not published | Form 5500 ↗ |
Other Western and Southern Life Insurance plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Western & Southern Financial Group Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Buck Global, LLC | Schedule C ↗ |
| Independent auditor | Clark Schafer Hackett (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Western and Southern Life Insurance match 401(k) contributions?
The match terms for the Western & Southern Financial Group Employee Retirement 401(k) Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $7.5M in employer contributions, about $1,766 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Western and Southern Life Insurance 401(k) match vested?
The vesting schedule for the Western & Southern Financial Group Employee Retirement 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Western and Southern Life Insurance 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is The Western and Southern Life Insurance Company.
I left Western and Southern Life Insurance. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (The Western and Southern Life Insurance Company, (513) 629-2146) or the recordkeeper, Empower Annuity Insurance Company. The Western and Southern Life Insurance old 401(k) page lists the contacts from every plan filing. Find an old Western and Southern Life Insurance 401(k)
Data from the public Form 5500 annual reports Western and Southern Life Insurance filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Western and Southern Life Insurance. Not financial advice. Report a correction · Methodology