Western Consolidated CO-OP 401(k) match, vesting and fees
What Western Consolidated CO-OP's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Carlson Sv Cpas & Advisors (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 197 defined-contribution plans in agriculture, forestry, fishing and hunting with 100 to 499 participants.
| Western Consolidated CO-OP: employer contribution per participant | $5,070 | |
| Peer median | $2,013 |
| Western Consolidated CO-OP: average balance | $178,410 | |
| Peer median | $66,282 |
| Western Consolidated CO-OP: admin expenses ÷ assets | 0.08% | |
| Peer median | 0.36% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $16.3M at the end of plan year 2021 to $18.9M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 107 | $18.9M | $537K | $5,070 | 0.08% | Not published | Form 5500 ↗ |
| 2024 | 111 | $16.9M | $454K | $4,129 | 0.08% | Not published | Form 5500 ↗ |
| 2023 | 107 | $14.1M | $384K | $3,622 | 0.10% | Not published | Form 5500 ↗ |
| 2022 | 105 | $11.6M | $360K | $3,497 | 0.09% | Not published | Form 5500 ↗ |
| 2021 | 107 | $16.3M | $362K | $3,413 | 0.07% | Not published | Form 5500 ↗ |
Common questions
Does Western Consolidated CO-OP match 401(k) contributions?
The match terms for the The Restated Thrift/Profit Sharing Plan for Cooperatives have not been published from its filing yet. The plan year 2025 filing reports $537K in employer contributions, about $5,070 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Western Consolidated CO-OP 401(k) match vested?
The vesting schedule for the The Restated Thrift/Profit Sharing Plan for Cooperatives is not in the data published so far. Your Summary Plan Description states it.
Who manages the Western Consolidated CO-OP 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Associated Benefits Corporation.
I left Western Consolidated CO-OP. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Associated Benefits Corporation, (515) 226-0303) or the recordkeeper, Principal Life Insurance Company. The Western Consolidated CO-OP old 401(k) page lists the contacts from every plan filing. Find an old Western Consolidated CO-OP 401(k)
Data from the public Form 5500 annual reports Western Consolidated CO-OP filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Western Consolidated CO-OP. Not financial advice. Report a correction · Methodology